In the market for a new car? Come on over to our Subaru dealership near Minneapolis! Whether you're looking to hit the Minneapolis streets in a sporty sedan or an adventurous SUV, we have a wide range of quality new Subaru models for sale that will certainly leave you impressed. After you've found your dream Subaru model, you'll meet with our finance experts to determine the best payment option for you. If you're not sure whether to buy or lease your new vehicle, we've made it easier for you to decide. There are pros and cons to both; so we recommend choosing the payment method that works best for your individual lifestyle.

Leasing and Financing Defined

Before learning the pros and cons of each of them, it's essential to know what it means to lease and finance your vehicle.

Financing: When you purchase your vehicle, you own it, which means you can do what you please in terms of selling it at any time, customizing, and putting as many or little miles on it. If you have a long commute or plan on further enhancing your next vehicle, consider financing your next ride.

Leasing: When you lease, you don't own it. Because of this you can't customize the vehicle, sell it at any time, or exceed the mileage limits that you're given. If you do a lot of driving or want to add your own touches to your next vehicle, leasing may not be for you.

Explore the pros and cons below to see which of these financing options is better suited for your lifestyle and budget.

What Are the Benefits of Financing and Leasing?

There are many pros and cons to both financing and leasing, which is why we've laid out the good and the bad of both, so you can make the financial decision that's right for you.



  • Once you pay for your car, it's all yours for the years to come.
  • You can drive an unlimited amount of miles each year, which is especially important for those who drive more than 12,000 miles each per year.
  • Modify, repaint, or install custom equipment if you wish.
  • Reap the benefits of your vehicle's trade-in or resale value


  • You'll likely have to provide a large down payment.
  • Monthly payments are more expensive.
  • Your vehicle can lose resale value quickly.
  • Interest builds up on the auto loan over time.



  • Monthly lease payments are typically lower than monthly loan payments.
  • You get to experience driving a new car more frequently.
  • At the end of your lease, you'll have the option to start a new lease or purchase your vehicle.
  • Since many people lease for the length of time the manufacturer's warranty is in effect, most repairs are typically covered.


  • You'll have to pay extra mileage fees if you exceed the monthly limit.
  • It can be difficult to get a lease without a good credit score.
  • You must keep the vehicle in like-new condition.
  • You cannot make any modifications to your vehicle.

Visit our Subaru Finance Center Near Minneapolis Today!

Once you've made the decision to either buy or lease your new Subaru, visit the experts at our finance center! We will get you cruising on the streets in your new car in no time. If you have any questions or comments, please don't hesitate to contact us online or over the phone.

Morrie's Brooklyn Park Subaru

7885 Brooklyn Blvd.
Directions Brooklyn Park, MN 55445

  • Sales: (763) 765-1400
  • Service: (763) 765-1452
  • Parts: (763) 401-4334


  • Monday 9:00am - 8:00pm - Appointments Available
  • Tuesday 9:00am - 8:00pm - Appointments Available
  • Wednesday 9:00am - 8:00pm - Appointments Available
  • Thursday 9:00am - 8:00pm - Appointments Available
  • Friday 9:00am - 6:00pm - Appointments Available
  • Saturday 9:00am - 6:00pm - Appointments Available
  • Sunday Closed

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